Payment Policy

While using any of the payment methods described on the website for your purchases, Opel Home will not be responsible or assume any liability for any loss or damage arising directly or indirectly due to the following reasons:

  • Lack of authorization for any transaction(s)

  • Exceeding the pre-set limit mutually agreed upon between you and your bank(s)

  • Any payment issues arising out of the transaction

  • Decline of transaction for any other reason(s)

Accepted Payment Methods

Opel Home accepts all forms of electronic payments, including Credit/Debit cards, EMIs, and third-party payment services.

All payments made for purchases or services on the website must be in Indian Rupees, as accepted within the Republic of India. The website will not process transactions in any other currency for purchases made on the platform.

Please note that Opel Home’s Payment Facility is not a banking or financial service. It is merely a facilitator providing an electronic and automated online payment facility using existing authorized banking infrastructure and electronic card payment gateway networks. Through these facilities, Opel Home does not act as a trustee or in a fiduciary capacity with respect to transactions.

As a customer, you acknowledge that when you initiate a transaction, you are entering into a legally binding and enforceable contract with Opel Home or its affiliated vendors to purchase the product(s) or service(s) using our Payment Facility. You agree to pay the transaction amount through your issuing bank to Opel Home via the Payment Facility.

Are There Any Additional or Hidden Fees?

No, there are no hidden fees on purchases made at Opel Home. We do not charge any shipping or handling fees. The price you see includes all applicable taxes, including those on coupon discounts, which are covered by us.

How Are Electronic Payments Processed?

All valid credit/debit cards and other payment instruments are processed through a secure payment gateway or appropriate payment system infrastructure. The terms and conditions for using these payment instruments are governed by the agreement between you and your respective issuing bank or payment instrument company. Opel Home does not store your credit or debit card information in any way.

All online bank transfers from valid bank accounts are processed using the gateway provided by the respective issuing bank. These transactions are governed by the terms and conditions agreed upon between you and your bank.